A forward viewbuilt to lender standard.
A rigorous three statement forecast of the business under your ownership - cash flow, profit and loss and balance sheet - over two to five years, resting on validated figures and built to the standard your lender and your own planning require.
- Fixed fee
- Agreed in writing before we start, never on a running clock.
- Two to five years
- A forward horizon matched to your deal and your funding.
- Validated basis
- Built on figures established through due diligence, not guesswork.
- A model, not a promise
- An honest planning tool, never a guarantee of success.
The forecast your lender, and your own planning, will want
Once a deal is worth pursuing seriously, and particularly where you are funding it through borrowing, you need more than an early screen. You need a proper forward looking forecast of the business under your ownership, built to a standard a lender will accept and detailed enough to guide your own planning.
Where the Deal Affordability Cash Flow is a quick early check on the target's filed accounts, this is the fuller, validated piece. It is a three statement forecast - cash flow, profit and loss, and balance sheet - built over a horizon of two to five years, resting on the figures established through due diligence rather than unverified accounts, and incorporating the funding structure for the acquisition.
A model, not a promise
We build this because you and your lender need a rigorous forward view, but a forecast is a set of assumptions about a future no one can know. We are clear throughout that it shows the position those assumptions imply, not a guarantee of what will happen. It is a planning tool, and a careful one, not a prediction of success.
A rigorous, working forecast
A single, fully linked model and a clear report, built to lender standard.
A three statement forecast
Cash flow, profit and loss, and balance sheet, linked together and driven from one set of assumptions, over a two to five year horizon.
A fully working Excel model
Every statement is linked, so a change to any assumption flows through and updates the whole model.
The funding built in
The acquisition's funding structure is incorporated, so you see the projected position across the term of the borrowing.
Cash position and headroom
A clear view of the cash the business holds each period and how close it comes to running short.
Scenario planning
The ability to model a softer trading picture and see the effect on the whole forecast.
A written report
A clear report in our house style setting out the forecast, its basis, and what it shows across the period.
The basis of this forecast
A cash flow forecast is a model built on assumptions about the future, and no forecast can tell you what will actually happen. This model shows the position its assumptions imply, not the position that will arise in practice, and it is not a promise that the business will achieve the projected results. It does not advise you on whether to proceed with the acquisition or accept any funding offered. The main report addresses your cash flow, profitability, balance sheet and cash position only; testing the forecast against a lender's covenants is a separate service, our Covenant Review Report.
Funding an acquisition? Let's build the forecast your lender will want.
Book a free intro call and we will explain how the model works and what it would cost for your deal. A quick chat about the service and a quote, no pressure.